You probably have a lot of questions. The following is a list of questions we have had from current and ongoing clients about what it’s like to work with Elgon Financial Advisors. If your question is not addressed on this page, please get in touch with us here.
Growing up, I was fascinated by Mt. Elgon on the Kenya-Uganda border which was once Africa’s highest mountain and today has the largest surface area of any extinct volcano in the world. When you hike the mountain, unlike other mountain hikes the goal is not the summit, but the descent from the peak into one of the world’s largest calderas and a chance to soak your feet in the hot springs found there. I still find that to be amazing, beautiful, and somewhat cheeky of mother nature, making it one my “happy places”.
The personal finance journey is an adventure, and my goal is to help you walk the path and achieve that sense of calm and relaxation, you’d get if you climbed to the top of Mt. Elgon today and descended into the hot springs.
Any U.S. Citizen or permanent resident can work with us. Any non-U.S. resident can become a client provided they have a valid Social Security number or a US Tax ID Number and a US mailing address.
No, the initial meeting is complimentary. Our goal in this first meeting or phone call is to learn more about you, your family, your priorities and more importantly the issue that’s led you to us and finally determine if we might be a good fit for a long-term relationship. Whether you become a client or not, we are confident you will find this meeting beneficial.
You do not need any set amount of money to work with Elgon Financial Advisors. Unlike most financial advisors, we have no asset minimums to access our services. We have different levels of services for various needs. Please see the details here.
Just because you are not ready for a comprehensive financial plan doesn’t mean you can’t benefit from some expert financial advice. Our Quick Start Session where we take 1 to 1 ½ hours to sit down and discuss your most pressing financial needs and offer our insight and expertise, may be ideal for you. We then follow up the session with an email detailing what was discussed, the different options available to you, our recommendations based on what you told us, and the next steps that you need to take in order to accomplish your goals. If you decide to become a full comprehensive planning client within 3 months of this engagement, we will apply your one-time fees to your upfront planning fee.
You understand your life best. You have specific goals that are important to you and your family. A Financial Planner provides two benefits; knowledge (technical stuff like investing, taxes, estate planning, retirement, insurance, etc.), and behavior management (helping you work on your stated goals) to keep you focused and motivated.
My role is to be your partner in this process as we walk together on this journey. Check out the process we use to guide us on this journey.
Getting into a financial planning relationship with an advisor is one of the most critical decisions you will probably make in your life, and so we recommend interviewing several advisors before you sign on the dotted line.
You want to work with somebody who is fee-only and who is a Fiduciary – simply means they put your interests first.
You want somebody who understands your background, appreciates your cultural roots, and truly gets your pain points. I have built my firm specifically to address issues that immigrants on work visas in the STEM space and first-generation immigrants face. I spend my time on these issues as well as working with outside professionals who understand some of these unique situations.
As a first-generation immigrant in the tech space, I have probably had a lot of the same experiences you’ve had and I understand what it means to lead a life with one foot here and one foot there. I get it.
We believe in a simple, but sophisticated and disciplined approach to managing our clients’ investments. See the details here.
Absolutely, we are a location-independent firm, and we rely on video conferencing software to meet you wherever you are.
I have been helping people with their personal finances for almost a decade through my church and other local organizations. Before starting Elgon Financial Advisors, I worked with a well-known national financial planning firm in Texas and Minneapolis, where I spent a lot of time working with very successful immigrants in the medical field from different countries.
Prior to becoming a financial advisor, I spent over 17 years working in the high-tech field, in various roles.
I’ve passed the Certified Financial Planner (CFP) exam making me a candidate for the CERTIFIED FINANCIAL PLANNER™ certification in addition to passing the Uniform Investment Adviser Law (Series 65) exams.
I hold a master’s degree in Information Technology (MSOIT) from Worcester Polytechnic and a bachelor’s degree (B.S.) in Computer Science from Worcester State University. Learn more about me here.
Your money is held at TD Ameritrade, Inc which is insured by the SIPC for up to $500,000 per account type and is protected against losses resulting from the failure of the broker-dealer. Please note, unlike FDIC insurance for banks, SIPC does not protect against losses due to normal swings in the market. An explanatory brochure is available at http://www.sipc.org.